With more than $500,000,000 in lending experience, we have supported many Australians, in Melbourne and across the world, to find the best mortgage for the home they live in or their investments.
Every home buyer is different. Whether you are buying your first home or your tenth, the competitive home loan market changes every day with new products and offerings available all the time. We make sure every customer is given our best options every time.

Residential Home Loans

Investors
Our experienced staff will develop the right investment strategy for your situation and your goals. We will help you decide what lender and what product has the most benefits for you, and can help develop a tax effective lending strategy. As the needs of your investment portfolio change and grow, we will be there to see you reach your goals and help you create wealth through effective lending strategies.

First Home Buyers
As a first time property buyer, your first foray in to property ownership can be overwhelming. We have specially trained staff who provide supportive services to first home buyers on a day to day basis, who can help you understand the process and explain the features and options of your finance. We can assist with the application for the First Home Owner’s Grant and will be with you every step of the way from your application for finance pre-approval through to settlement of your property and beyond.

Low Doc
The perfect option for Self Employed Applicants, low doc loans allow you to borrow up to 90% whilst self-certifying your self employed income. This is a flexible solution for those who have income and assets, but are unable to provide the necessary financial and taxation information at the time of their application. Because we are familiar with the lending policies of each lender, we can recommend a lender who will look at your application in a favourable light.

Deposit Bonds
We now provide a range of deposit bond options that are cost affective and flexible for purchasers whose funds are tied up elsewhere, cannot provide a full 10% deposit up front or for long settlement situations, where the funds would normally be tied up for two years or longer. This provides the option to invest your money elsewhere until your new purchase is ready for settlement and gives you the ability to still put your money to work during this time.

Mortgage Protection Insurance
All Blooms Group clients are eligible to apply for three months free mortgage protection insurance, for their peace of mind and financial security. During these three months we encourage clients to review their insurance situation for themselves taking in to account their new lending facilities and personal situation, and this free coverage offers them the time required to do so without obligation for total peace of mind.

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